By CalculatorInn Team · Updated: 2026-03-22 · Free & accurate · Instant results
Calculate your net worth by tallying your assets (savings, investments, property) and subtracting your liabilities (debts, loans).
Interactive Net Worth Calculator
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Net Worth = Total Assets − Total Liabilities
Assets include cash, investments, property, and valuables. Liabilities include all outstanding debts and obligations.
Input: Assets: $500k, Debts: $200k
Net worth: $300,000
Home equity and retirement accounts typically drive net worth upward.
A common benchmark: your net worth should be roughly (Age × Annual Gross Income) / 10. But context matters — someone with no debt and $50k is in a strong position.
Yes, at its current market value (what you could sell it for), not the purchase price.
Quarterly or annually is ideal. Monthly fluctuations in investments can be misleading.
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