How to Use This Calculator

Step-by-Step Instructions

1. Enter your current credit score
2. Enter your action
3. Enter your pay down 50% of credit card debt (+30-50)
4. Enter your open new credit card (+5-10 short, -5 long)
5. Enter your miss a payment (-60-100)
6. Enter your pay off collection (+20-40)
7. Enter your hard inquiry (-5-10)
8. Enter your become authorized user (+10-30)
9. Enter your estimated new score
10. Enter your change
11. Enter your rating
12. Enter your current score
13. Results appear instantly — no button needed

Formula

Frequently Asked Questions

Related Calculators